Lucky Money Games
Legal Document

Terms & Conditions – Scratch & Win Real Money Games! (iOS App)

Please read these terms carefully. By downloading, installing, or using the App, you agree to be bound by these Terms & Conditions.

Contents
1

Who We Are

Scratch & Win Real Money Games! ("we," "our," or "us") operates the Scratch & Win Real Money Games! mobile application (the "App") available for iOS devices.

This Privacy Policy explains what information we collect, how we use and protect it, and what rights you have. By downloading, installing, or using the App, you agree to this Policy. If you do not agree, please discontinue use.

Contact Email: support@luckymoneygames.app

Business Address: Scratch & Win Real Money Games!, [Full Business Address – Dallas, Texas, USA]

2

Eligibility

3

Definitions

"Account"
Your unique user profile within Scratch & Win Real Money Games.
"Rewards"
Coins, tokens, or cash credits earned in the App.
"Sweepstakes"
Chance-based promotions within the App where no purchase is necessary.
4

Account Registration & Security

5

Gameplay and Rewards

6

Taxes and Reporting

Rewards may constitute taxable income. You are responsible for reporting and paying any applicable taxes.

Scratch & Win Real Money Games may issue IRS Form 1099 or similar forms where required by law.

8

User Conduct

You agree NOT to engage in the following actions:

Multiple or Fake Accounts

Do not create duplicate, fraudulent, or automated accounts.

Location Manipulation

Do not use VPNs, proxies, or any location-spoofing tools to bypass geographic rules.

System or Reward Abuse

Do not exploit game mechanics, referrals, or reward systems unfairly.

App Tampering

Do not attempt to reverse-engineer, decompile, hack, or interfere with the App in any way.

⚠️ Violation of these rules may result in account termination and loss of all rewards.
9

License to Use the App

Scratch & Win Real Money Games grants you a limited, non-exclusive, revocable license to use the App for personal, non-commercial purposes.

You may not copy, modify, or redistribute the App or its content.

10

Intellectual Property

All logos, graphics, designs, and software are owned by Scratch & Win Real Money Games or its licensors.

Use of our trademarks without permission is prohibited.

11

No Purchase Necessary / Apple Disclosure

Participation in Scratch & Win Real Money Games contests and rewards is free of charge.

Purchasing products or services does not increase your chances of winning.

ℹ️ Scratch & Win Real Money Games is not affiliated with, sponsored, or endorsed by Apple Inc.
12

Disclaimers and Limitation of Liability

The App is provided "as is" without warranties of any kind.

Scratch & Win Real Money Games and its affiliates are not liable for indirect, incidental, or consequential damages arising from use or inability to use the App, loss of rewards, or third-party actions.

13

Indemnification

You agree to defend and hold harmless Scratch & Win Real Money Games, its officers, employees, and partners from any claims, liabilities, or expenses arising from your use of the App or violation of these Terms.

14

Arbitration and Dispute Resolution

Binding Arbitration

Any dispute arising from these Terms will be resolved through binding arbitration conducted in Texas under the rules of the American Arbitration Association (AAA).

No Jury Trial

Both you and Scratch & Win Real Money Games expressly waive the right to a jury trial.

Small-Claims Exception

Either party may choose to file an eligible claim in small-claims court instead of arbitration.

Survival

This arbitration clause remains in effect even after your account is terminated.

15

Force Majeure

Scratch & Win Real Money Games is not liable for delays or failures caused by events beyond its reasonable control (e.g., internet outages, natural disasters, legal restrictions).

16

Termination

17

Changes to These Terms

18

Jurisdiction-Specific Clauses

🇺🇸 United States

Governed by U.S. federal and Texas state law. Void where prohibited. Cash-based games may be restricted in:

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🇨🇦 Canada

Winners must correctly answer a legally required skill-testing question before receiving cash rewards.

🇦🇺 Australia

Allowed under state trade-promotion laws unless specific regional restrictions apply.

🇧🇷 Brazil

Prize promotions may require government authorization; the App may operate on an entertainment-only basis.

🇲🇽 Mexico

Cash prizes are regulated by SEGOB. Only virtual or nominal rewards should be offered without prior approval.

🇮🇳 India

Only skill-based or entertainment-based gameplay is permitted. Not available in Telangana, Andhra Pradesh, or Tamil Nadu.

19

Governing Law

These Terms are governed by the laws of the State of Texas, USA, without regard to conflict-of-law principles.

20

Entire Agreement / Severability / Waiver

21

Contact Information

🏢
Company
Scratch & Win Real Money Games!
[Full Business Address – Dallas, Texas, USA]
🔒 Internal Use Only – For Internal Review
22

Information Needed to Finalize

Please review and confirm the following details so we can finalize your policy document:

1. Full Registered Address

Provide the complete legal business address, including ZIP code.

2. Tax Reporting Threshold

Confirm whether U.S. tax reporting applies at the $600 earnings threshold or another amount.

3. Payment Methods

Indicate if any payout methods besides PayPal are supported (e.g., bank transfer, gift cards, crypto, etc.).

4. Inactive Account Policy

Specify whether balances expire or if accounts are closed after a period of inactivity.

5. Arbitration Provider

Confirm if disputes should be handled through AAA or JAMS arbitration administration.